Call reports 2021
FARMERS SAVINGS BANK — 2021
What FARMERS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 226,843,000 | 233,701,000 | 242,598,000 | 250,816,000 |
| Total loans | 134,218,000 | 137,270,000 | 132,526,000 | 128,943,000 |
| Allowance for loan losses | 3,775,000 | 3,871,000 | 3,968,000 | 3,644,000 |
| Securities available for sale | 52,754,000 | 53,279,000 | 52,557,000 | 48,522,000 |
| Securities held to maturity | 21,624,000 | 20,220,000 | 20,390,000 | 21,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,309,000 | 194,084,000 | 202,415,000 | 210,630,000 |
| Interest-bearing deposits | 181,365,000 | 176,351,000 | 183,707,000 | 191,845,000 |
| Noninterest-bearing deposits | 16,944,000 | 17,733,000 | 18,708,000 | 18,785,000 |
| Equity capital | 28,008,000 | 29,086,000 | 29,761,000 | 30,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,508,000 | 7,066,000 | 9,793,000 |
| Interest expense | 744,000 | 1,468,000 | 2,171,000 | 2,843,000 |
| Net interest income | 1,532,000 | 3,040,000 | 4,895,000 | 6,950,000 |
| Noninterest income | 289,000 | 574,000 | 696,000 | 784,000 |
| Noninterest expense | 1,021,000 | 2,121,000 | 3,225,000 | 4,501,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 700,000 | 1,293,000 | 2,066,000 | 2,917,000 |
| Income tax | 56,000 | 92,000 | 127,000 | 157,000 |
| Net income | 644,000 | 1,201,000 | 1,939,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,070,000 | 27,306,000 | 27,907,000 | 28,458,000 |