Call reports 2020
FARMERS SAVINGS BANK — 2020
What FARMERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 218,385,000 | 226,556,000 | 226,827,000 | 230,386,000 |
| Total loans | 142,187,000 | 138,844,000 | 135,648,000 | 129,460,000 |
| Allowance for loan losses | 3,670,000 | 3,756,000 | 3,667,000 | 3,661,000 |
| Securities available for sale | 43,937,000 | 48,145,000 | 50,642,000 | 54,372,000 |
| Securities held to maturity | 22,056,000 | 21,720,000 | 21,637,000 | 21,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,147,000 | 192,589,000 | 194,303,000 | 199,698,000 |
| Interest-bearing deposits | 171,980,000 | 179,442,000 | 179,342,000 | 183,061,000 |
| Noninterest-bearing deposits | 13,167,000 | 13,147,000 | 14,961,000 | 16,637,000 |
| Equity capital | 27,538,000 | 28,174,000 | 28,709,000 | 29,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,963,000 | 5,341,000 | 7,901,000 | 9,759,000 |
| Interest expense | 899,000 | 1,785,000 | 2,650,000 | 3,478,000 |
| Net interest income | 2,064,000 | 3,556,000 | 5,251,000 | 6,281,000 |
| Noninterest income | 108,000 | 278,000 | 370,000 | 634,000 |
| Noninterest expense | 1,052,000 | 2,015,000 | 2,955,000 | 3,834,000 |
| Provision for loan losses | 250,000 | 350,000 | 465,000 | 515,000 |
| Pretax income | 870,000 | 1,499,000 | 2,232,000 | 2,596,000 |
| Income tax | 38,000 | 75,000 | 113,000 | 148,000 |
| Net income | 832,000 | 1,424,000 | 2,119,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,729,000 | 25,826,000 | 26,369,000 | 26,426,000 |
| Total capital | 27,764,000 | — | — | — |
| Risk-weighted assets | 161,217,000 | — | — | — |