Call reports 2019
FARMERS SAVINGS BANK — 2019
What FARMERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 212,298,000 | 205,854,000 | 212,414,000 | 210,109,000 |
| Total loans | 145,355,000 | 145,965,000 | 145,228,000 | 141,650,000 |
| Allowance for loan losses | 3,541,000 | 3,491,000 | 3,586,000 | 3,619,000 |
| Securities available for sale | 15,286,000 | 27,452,000 | 41,275,000 | 39,874,000 |
| Securities held to maturity | 18,115,000 | 19,885,000 | 20,203,000 | 19,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,523,000 | 179,812,000 | 182,893,000 | 183,535,000 |
| Interest-bearing deposits | 171,694,000 | 166,174,000 | 170,658,000 | 170,299,000 |
| Noninterest-bearing deposits | 14,829,000 | 13,638,000 | 12,235,000 | 13,236,000 |
| Equity capital | 25,092,000 | 25,307,000 | 25,853,000 | 26,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,492,000 | 7,139,000 | 9,544,000 |
| Interest expense | 829,000 | 1,755,000 | 2,714,000 | 3,656,000 |
| Net interest income | 1,435,000 | 2,737,000 | 4,425,000 | 5,888,000 |
| Noninterest income | 181,000 | 299,000 | 425,000 | 542,000 |
| Noninterest expense | 1,123,000 | 2,185,000 | 3,226,000 | 4,178,000 |
| Provision for loan losses | 150,000 | 350,000 | 450,000 | 450,000 |
| Pretax income | 626,000 | 784,000 | 1,457,000 | 2,085,000 |
| Income tax | 37,000 | 75,000 | 113,000 | 150,000 |
| Net income | 589,000 | 709,000 | 1,344,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,153,000 | 24,090,000 | 24,542,000 | 24,896,000 |
| Total capital | 26,199,000 | 26,144,000 | 26,616,000 | 26,924,000 |
| Risk-weighted assets | 162,229,000 | 162,901,000 | 164,470,000 | 160,658,000 |