Call reports 2018
FARMERS SAVINGS BANK — 2018
What FARMERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 194,790,000 | 200,827,000 | 200,507,000 | 205,253,000 |
| Total loans | 148,142,000 | 146,516,000 | 144,282,000 | 144,364,000 |
| Allowance for loan losses | 3,201,000 | 3,402,000 | 3,482,000 | 3,239,000 |
| Securities available for sale | 17,013,000 | 17,173,000 | 16,643,000 | 16,285,000 |
| Securities held to maturity | 18,444,000 | 18,363,000 | 17,530,000 | 17,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,093,000 | 175,920,000 | 175,450,000 | 179,769,000 |
| Interest-bearing deposits | 157,268,000 | 164,241,000 | 163,569,000 | 164,601,000 |
| Noninterest-bearing deposits | 12,825,000 | 11,679,000 | 11,881,000 | 15,168,000 |
| Equity capital | 24,200,000 | 24,271,000 | 24,329,000 | 24,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,426,000 | 6,779,000 | 9,175,000 |
| Interest expense | 572,000 | 1,256,000 | 1,993,000 | 2,785,000 |
| Net interest income | 1,554,000 | 3,170,000 | 4,786,000 | 6,390,000 |
| Noninterest income | 118,000 | 235,000 | 359,000 | 708,000 |
| Noninterest expense | 1,106,000 | 2,154,000 | 3,219,000 | 4,253,000 |
| Provision for loan losses | 0 | 200,000 | 300,000 | 350,000 |
| Pretax income | 566,000 | 1,458,000 | 2,033,000 | 2,902,000 |
| Income tax | 38,000 | 75,000 | 112,000 | 174,000 |
| Net income | 528,000 | 1,383,000 | 1,921,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,962,000 | 23,391,000 | 23,652,000 | 24,059,000 |
| Total capital | 24,987,000 | 25,413,000 | 25,689,000 | 26,094,000 |
| Risk-weighted assets | 160,839,000 | 160,455,000 | 161,577,000 | 161,659,000 |