Call reports 2017
FARMERS SAVINGS BANK — 2017
What FARMERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 179,389,000 | 180,304,000 | 189,957,000 | 192,546,000 |
| Total loans | 134,335,000 | 134,969,000 | 137,890,000 | 139,422,000 |
| Allowance for loan losses | 3,172,000 | 3,192,000 | 3,243,000 | 3,204,000 |
| Securities available for sale | 16,539,000 | 17,834,000 | 17,849,000 | 17,491,000 |
| Securities held to maturity | 19,015,000 | 18,681,000 | 18,441,000 | 18,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,775,000 | 155,861,000 | 165,293,000 | 168,129,000 |
| Interest-bearing deposits | 143,524,000 | 143,766,000 | 153,997,000 | 153,885,000 |
| Noninterest-bearing deposits | 12,251,000 | 12,095,000 | 11,296,000 | 14,244,000 |
| Equity capital | 23,195,000 | 23,889,000 | 24,042,000 | 23,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,964,000 | 6,009,000 | 8,155,000 |
| Interest expense | 413,000 | 883,000 | 1,373,000 | 1,916,000 |
| Net interest income | 1,511,000 | 3,081,000 | 4,636,000 | 6,239,000 |
| Noninterest income | 106,000 | 198,000 | 330,000 | 452,000 |
| Noninterest expense | 1,078,000 | 2,088,000 | 3,093,000 | 4,162,000 |
| Provision for loan losses | 100,000 | 125,000 | 225,000 | 325,000 |
| Pretax income | 551,000 | 1,177,000 | 1,759,000 | 2,316,000 |
| Income tax | 39,000 | 78,000 | 117,000 | 150,000 |
| Net income | 512,000 | 1,099,000 | 1,642,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,943,000 | 22,211,000 | 22,437,000 | 22,602,000 |
| Total capital | 23,759,000 | 24,032,000 | 24,340,000 | 24,534,000 |
| Risk-weighted assets | 143,975,000 | 144,378,000 | 150,914,000 | 153,328,000 |