Call reports 2013
FARMERS SAVINGS BANK — 2013
What FARMERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 161,100,000 | 154,457,000 | 155,149,000 | 159,852,000 |
| Total loans | 100,697,000 | 101,808,000 | 101,700,000 | 105,068,000 |
| Allowance for loan losses | 1,859,000 | 1,940,000 | 2,053,000 | 2,105,000 |
| Securities available for sale | 23,964,000 | 20,350,000 | 20,656,000 | 19,239,000 |
| Securities held to maturity | 18,097,000 | 19,112,000 | 19,126,000 | 19,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,826,000 | 136,553,000 | 136,463,000 | 139,948,000 |
| Interest-bearing deposits | 130,433,000 | 126,659,000 | 127,072,000 | 130,258,000 |
| Noninterest-bearing deposits | 10,393,000 | 9,894,000 | 9,391,000 | 9,690,000 |
| Equity capital | 18,936,000 | 16,656,000 | 17,396,000 | 18,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,661,000 | 5,559,000 | 7,431,000 |
| Interest expense | 416,000 | 834,000 | 1,254,000 | 1,664,000 |
| Net interest income | 1,422,000 | 2,827,000 | 4,305,000 | 5,767,000 |
| Noninterest income | 100,000 | 198,000 | 341,000 | 475,000 |
| Noninterest expense | 874,000 | 1,783,000 | 2,594,000 | 3,597,000 |
| Provision for loan losses | 100,000 | 240,000 | 365,000 | 465,000 |
| Pretax income | 622,000 | 1,166,000 | 1,850,000 | 2,578,000 |
| Income tax | 54,000 | 108,000 | 162,000 | 132,000 |
| Net income | 568,000 | 1,058,000 | 1,688,000 | 2,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,705,000 | 16,827,000 | 17,387,000 | 19,048,000 |
| Total capital | 18,154,000 | 18,298,000 | 18,850,000 | 20,610,000 |
| Risk-weighted assets | 115,476,000 | 117,242,000 | 116,444,000 | 124,428,000 |