Call reports 2012
FARMERS SAVINGS BANK — 2012
What FARMERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,875,000 | 162,709,000 | 163,974,000 | 166,964,000 |
| Total loans | 97,529,000 | 101,072,000 | 102,770,000 | 101,179,000 |
| Allowance for loan losses | 2,066,000 | 1,825,000 | 1,923,000 | 1,937,000 |
| Securities available for sale | 18,178,000 | 20,083,000 | 19,348,000 | 25,606,000 |
| Securities held to maturity | 24,877,000 | 24,852,000 | 26,294,000 | 17,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,747,000 | 145,706,000 | 146,135,000 | 146,345,000 |
| Interest-bearing deposits | 129,072,000 | 136,506,000 | 137,330,000 | 134,811,000 |
| Noninterest-bearing deposits | 8,675,000 | 9,200,000 | 8,805,000 | 11,534,000 |
| Equity capital | 14,223,000 | 15,039,000 | 16,367,000 | 19,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,022,000 | 6,077,000 | 8,062,000 |
| Interest expense | 529,000 | 1,076,000 | 1,623,000 | 2,144,000 |
| Net interest income | 1,502,000 | 2,946,000 | 4,454,000 | 5,918,000 |
| Noninterest income | 104,000 | 220,000 | 333,000 | 478,000 |
| Noninterest expense | 771,000 | 1,468,000 | 2,198,000 | 3,080,000 |
| Provision for loan losses | 425,000 | 475,000 | 575,000 | 575,000 |
| Pretax income | 410,000 | 1,223,000 | 2,344,000 | 5,345,000 |
| Income tax | 42,000 | 84,000 | 126,000 | 288,000 |
| Net income | 368,000 | 1,139,000 | 2,218,000 | 5,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,909,000 | 13,419,000 | 14,339,000 | 16,235,000 |
| Total capital | 14,292,000 | 14,853,000 | 15,804,000 | 17,656,000 |
| Risk-weighted assets | 109,951,000 | 114,360,000 | 116,770,000 | 116,595,000 |