Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,806,000 | 143,292,000 | 142,020,000 | 144,007,000 |
| Total loans | 98,074,000 | 98,498,000 | 96,202,000 | 96,815,000 |
| Allowance for loan losses | 1,459,000 | 1,613,000 | 1,637,000 | 1,663,000 |
| Securities available for sale | 10,312,000 | 12,193,000 | 12,618,000 | 15,898,000 |
| Securities held to maturity | 27,643,000 | 27,099,000 | 25,953,000 | 24,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,082,000 | 127,454,000 | 126,258,000 | 128,291,000 |
| Interest-bearing deposits | 118,856,000 | 120,178,000 | 118,826,000 | 119,708,000 |
| Noninterest-bearing deposits | 7,226,000 | 7,276,000 | 7,432,000 | 8,583,000 |
| Equity capital | 11,819,000 | 12,469,000 | 13,495,000 | 13,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 4,114,000 | 6,105,000 | 8,141,000 |
| Interest expense | 551,000 | 1,109,000 | 1,674,000 | 2,227,000 |
| Net interest income | 1,461,000 | 3,005,000 | 4,431,000 | 5,914,000 |
| Noninterest income | 104,000 | 220,000 | 348,000 | 484,000 |
| Noninterest expense | 716,000 | 1,409,000 | 2,035,000 | 2,712,000 |
| Provision for loan losses | 100,000 | 250,000 | 450,000 | 875,000 |
| Pretax income | 749,000 | 1,566,000 | 2,306,000 | 2,804,000 |
| Income tax | 42,000 | 84,000 | 126,000 | 164,000 |
| Net income | 707,000 | 1,482,000 | 2,180,000 | 2,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,395,000 | 11,893,000 | 12,424,000 | 12,632,000 |
| Total capital | 12,816,000 | 13,338,000 | 13,838,000 | 14,060,000 |
| Risk-weighted assets | 113,677,000 | 115,392,000 | 112,925,000 | 114,022,000 |