Call reports 2009
FARMERS SAVINGS BANK — 2009
What FARMERS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 107,911,000 | 112,628,000 | 120,539,000 | 125,081,000 |
| Total loans | 74,592,000 | 77,515,000 | 81,778,000 | 84,079,000 |
| Allowance for loan losses | 954,000 | 995,000 | 1,046,000 | 1,033,000 |
| Securities available for sale | 13,359,000 | 9,253,000 | 12,427,000 | 12,240,000 |
| Securities held to maturity | 14,569,000 | 18,779,000 | 20,930,000 | 21,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,664,000 | 95,267,000 | 101,365,000 | 103,543,000 |
| Interest-bearing deposits | 81,761,000 | 88,720,000 | 93,590,000 | 93,741,000 |
| Noninterest-bearing deposits | 5,903,000 | 6,547,000 | 7,775,000 | 9,802,000 |
| Equity capital | 8,565,000 | 8,744,000 | 9,246,000 | 9,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,686,000 | 3,444,000 | 5,251,000 | 7,130,000 |
| Interest expense | 690,000 | 1,409,000 | 2,117,000 | 2,790,000 |
| Net interest income | 996,000 | 2,035,000 | 3,134,000 | 4,340,000 |
| Noninterest income | 138,000 | 261,000 | 414,000 | 560,000 |
| Noninterest expense | 622,000 | 1,233,000 | 1,889,000 | 2,532,000 |
| Provision for loan losses | 125,000 | 160,000 | 230,000 | 315,000 |
| Pretax income | 387,000 | 909,000 | 1,436,000 | 2,059,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 115,000 |
| Net income | 372,000 | 879,000 | 1,391,000 | 1,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,252,000 | 8,516,000 | 8,853,000 | 9,166,000 |
| Total capital | 9,206,000 | 9,511,000 | 9,899,000 | 10,199,000 |
| Risk-weighted assets | 80,967,000 | 85,946,000 | 91,949,000 | 95,141,000 |