Call reports 2008
FARMERS SAVINGS BANK — 2008
What FARMERS SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 92,779,000 | 96,804,000 | 99,883,000 | 108,198,000 |
| Total loans | 61,201,000 | 64,931,000 | 69,014,000 | 72,067,000 |
| Allowance for loan losses | 862,000 | 859,000 | 875,000 | 827,000 |
| Securities available for sale | 17,802,000 | 18,265,000 | 15,886,000 | 19,018,000 |
| Securities held to maturity | 8,280,000 | 8,275,000 | 8,526,000 | 11,626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,847,000 | 67,652,000 | 71,033,000 | 74,871,000 |
| Interest-bearing deposits | 60,368,000 | 61,840,000 | 64,507,000 | 68,318,000 |
| Noninterest-bearing deposits | 5,479,000 | 5,812,000 | 6,526,000 | 6,553,000 |
| Equity capital | 7,873,000 | 7,804,000 | 7,963,000 | 8,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,037,000 | 4,676,000 | 6,416,000 |
| Interest expense | 748,000 | 1,464,000 | 2,203,000 | 2,969,000 |
| Net interest income | 731,000 | 1,573,000 | 2,473,000 | 3,447,000 |
| Noninterest income | 97,000 | 197,000 | 327,000 | 449,000 |
| Noninterest expense | 541,000 | 1,042,000 | 1,588,000 | 2,132,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 287,000 | 728,000 | 1,187,000 | 1,664,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 79,000 |
| Net income | 276,000 | 705,000 | 1,153,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,405,000 | 7,631,000 | 7,955,000 | 7,971,000 |
| Total capital | 8,232,000 | 8,490,000 | 8,830,000 | 8,798,000 |
| Risk-weighted assets | 66,142,000 | 70,213,000 | 74,338,000 | 78,417,000 |