Call reports 2007
FARMERS SAVINGS BANK — 2007
What FARMERS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,897,000 | 83,797,000 | 83,761,000 | 85,718,000 |
| Total loans | 53,538,000 | 56,981,000 | 57,293,000 | 57,879,000 |
| Allowance for loan losses | 890,000 | 872,000 | 870,000 | 872,000 |
| Securities available for sale | 13,379,000 | 13,160,000 | 13,429,000 | 13,651,000 |
| Securities held to maturity | 8,223,000 | 8,267,000 | 8,302,000 | 8,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,341,000 | 63,391,000 | 64,220,000 | 65,766,000 |
| Interest-bearing deposits | 58,147,000 | 57,665,000 | 58,595,000 | 59,020,000 |
| Noninterest-bearing deposits | 5,194,000 | 5,725,000 | 5,625,000 | 6,746,000 |
| Equity capital | 7,043,000 | 6,909,000 | 7,304,000 | 7,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,688,000 | 4,101,000 | 5,577,000 |
| Interest expense | 718,000 | 1,481,000 | 2,250,000 | 3,030,000 |
| Net interest income | 583,000 | 1,207,000 | 1,851,000 | 2,547,000 |
| Noninterest income | 90,000 | 192,000 | 302,000 | 418,000 |
| Noninterest expense | 516,000 | 1,016,000 | 1,510,000 | 2,046,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 132,000 | 358,000 | 618,000 | 894,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 47,000 |
| Net income | 123,000 | 340,000 | 591,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,853,000 | 6,929,000 | 7,072,000 | 7,219,000 |
| Total capital | 7,586,000 | 7,707,000 | 7,845,000 | 8,004,000 |
| Risk-weighted assets | 58,518,000 | 62,120,000 | 61,748,000 | 62,695,000 |