Call reports 2006
FARMERS SAVINGS BANK — 2006
What FARMERS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,778,000 | 76,674,000 | 78,070,000 | 80,215,000 |
| Total loans | 47,460,000 | 50,059,000 | 51,799,000 | 52,844,000 |
| Allowance for loan losses | 738,000 | 781,000 | 818,000 | 844,000 |
| Securities available for sale | 13,525,000 | 13,190,000 | 13,762,000 | 13,825,000 |
| Securities held to maturity | 8,232,000 | 8,240,000 | 8,273,000 | 8,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,653,000 | 57,365,000 | 58,007,000 | 60,749,000 |
| Interest-bearing deposits | 52,134,000 | 52,077,000 | 52,914,000 | 55,497,000 |
| Noninterest-bearing deposits | 5,519,000 | 5,288,000 | 5,093,000 | 5,252,000 |
| Equity capital | 6,365,000 | 6,119,000 | 6,818,000 | 6,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,123,000 | 2,303,000 | 3,554,000 | 4,892,000 |
| Interest expense | 545,000 | 1,158,000 | 1,815,000 | 2,536,000 |
| Net interest income | 578,000 | 1,145,000 | 1,739,000 | 2,356,000 |
| Noninterest income | 85,000 | 180,000 | 283,000 | 412,000 |
| Noninterest expense | 477,000 | 934,000 | 1,366,000 | 1,914,000 |
| Provision for loan losses | 45,000 | 90,000 | 140,000 | 170,000 |
| Pretax income | 141,000 | 301,000 | 516,000 | 684,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 39,000 |
| Net income | 132,000 | 283,000 | 489,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,542,000 | 6,617,000 | 6,775,000 | 6,821,000 |
| Total capital | 7,200,000 | 7,305,000 | 7,483,000 | 7,549,000 |
| Risk-weighted assets | 52,568,000 | 54,928,000 | 56,495,000 | 58,096,000 |