Call reports 2003

FARMERS SAVINGS BANK — 2003

Name: FARMERS SAVINGS BANK — FFIEC call report 2003
Creator: FARMERS SAVINGS BANK

What FARMERS SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9f97309c-9235-45ff-9ac5-a66d12815408/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	48,977,000	54,663,000	59,592,000	63,354,000
Total loans	29,128,000	30,800,000	31,881,000	32,728,000
Allowance for loan losses	392,000	403,000	398,000	416,000
Securities available for sale	10,805,000	15,080,000	18,606,000	18,354,000
Securities held to maturity	5,675,000	5,626,000	6,872,000	6,661,000
Trading assets	0	0	0	0
Total deposits	42,456,000	45,129,000	44,022,000	52,814,000
Interest-bearing deposits	39,942,000	42,342,000	40,956,000	47,356,000
Noninterest-bearing deposits	2,514,000	2,787,000	3,066,000	5,458,000
Equity capital	4,475,000	4,675,000	5,154,000	5,441,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	793,000	1,611,000	2,490,000	3,411,000
Interest expense	332,000	657,000	987,000	1,343,000
Net interest income	461,000	954,000	1,503,000	2,068,000
Noninterest income	57,000	122,000	186,000	236,000
Noninterest expense	351,000	660,000	1,044,000	1,516,000
Provision for loan losses	20,000	40,000	90,000	140,000
Pretax income	147,000	376,000	555,000	648,000
Income tax	6,000	11,000	17,000	33,000
Net income	141,000	365,000	538,000	615,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,194,000	4,318,000	5,570,000	5,616,000
Total capital	4,586,000	4,721,000	5,968,000	6,032,000
Risk-weighted assets	33,193,000	35,396,000	37,760,000	39,017,000