Call reports 2002
FARMERS SAVINGS BANK — 2002
What FARMERS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,459,000 | 40,754,000 | 43,759,000 | 47,300,000 |
| Total loans | 25,032,000 | 26,202,000 | 27,216,000 | 27,753,000 |
| Allowance for loan losses | 318,000 | 331,000 | 335,000 | 388,000 |
| Securities available for sale | 5,689,000 | 5,631,000 | 6,461,000 | 11,634,000 |
| Securities held to maturity | 4,945,000 | 4,859,000 | 5,701,000 | 5,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,211,000 | 36,305,000 | 38,053,000 | 39,582,000 |
| Interest-bearing deposits | 30,798,000 | 33,823,000 | 35,375,000 | 36,982,000 |
| Noninterest-bearing deposits | 2,413,000 | 2,482,000 | 2,678,000 | 2,600,000 |
| Equity capital | 2,847,000 | 2,998,000 | 3,260,000 | 4,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,363,000 | 2,135,000 | 2,911,000 |
| Interest expense | 329,000 | 674,000 | 1,040,000 | 1,385,000 |
| Net interest income | 330,000 | 689,000 | 1,095,000 | 1,526,000 |
| Noninterest income | 38,000 | 74,000 | 145,000 | 217,000 |
| Noninterest expense | 278,000 | 543,000 | 844,000 | 1,245,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 125,000 |
| Pretax income | 65,000 | 170,000 | 321,000 | 373,000 |
| Income tax | 5,000 | 11,000 | 15,000 | 30,000 |
| Net income | 60,000 | 159,000 | 306,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,888,000 | 2,932,000 | 3,057,000 | 4,094,000 |
| Total capital | 3,206,000 | 3,263,000 | 3,392,000 | 4,482,000 |
| Risk-weighted assets | 26,916,000 | 27,592,000 | 29,083,000 | 31,733,000 |