Call reports 2001
FARMERS SAVINGS BANK — 2001
What FARMERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,713,000 | 33,071,000 | 34,142,000 | 35,306,000 |
| Total loans | 19,041,000 | 20,930,000 | 21,844,000 | 23,213,000 |
| Allowance for loan losses | 305,000 | 332,000 | 349,000 | 310,000 |
| Securities available for sale | 7,068,000 | 8,281,000 | 7,062,000 | 5,482,000 |
| Securities held to maturity | 2,605,000 | 2,630,000 | 3,537,000 | 5,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,669,000 | 28,476,000 | 29,024,000 | 31,476,000 |
| Interest-bearing deposits | 25,781,000 | 26,542,000 | 26,955,000 | 28,951,000 |
| Noninterest-bearing deposits | 1,888,000 | 1,934,000 | 2,069,000 | 2,525,000 |
| Equity capital | 2,823,000 | 2,841,000 | 3,046,000 | 2,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,255,000 | 1,960,000 | 2,667,000 |
| Interest expense | 333,000 | 693,000 | 1,049,000 | 1,394,000 |
| Net interest income | 279,000 | 562,000 | 911,000 | 1,273,000 |
| Noninterest income | 26,000 | 61,000 | 112,000 | 141,000 |
| Noninterest expense | 205,000 | 430,000 | 652,000 | 949,000 |
| Provision for loan losses | 0 | 0 | 17,000 | 44,000 |
| Pretax income | 100,000 | 193,000 | 355,000 | 422,000 |
| Income tax | 4,000 | 11,000 | 16,000 | 27,000 |
| Net income | 96,000 | 182,000 | 339,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,654,000 | 2,669,000 | 2,806,000 | 2,828,000 |
| Total capital | 2,910,000 | 2,936,000 | 3,095,000 | 3,138,000 |
| Risk-weighted assets | 20,420,000 | 21,334,000 | 23,041,000 | 24,857,000 |