Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 17,316,000 | 16,621,000 |
| Total loans | 5,252,000 | 5,489,000 |
| Allowance for loan losses | 88,000 | 53,000 |
| Securities available for sale | 6,394,000 | 5,002,000 |
| Securities held to maturity | 7,000 | 6,000 |
| Trading assets | 0 | 0 |
| Total deposits | 15,061,000 | 14,210,000 |
| Interest-bearing deposits | 6,402,000 | 6,091,000 |
| Noninterest-bearing deposits | 8,659,000 | 8,119,000 |
| Equity capital | 2,069,000 | 2,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 228,000 | 449,000 |
| Interest expense | 36,000 | 68,000 |
| Net interest income | 192,000 | 381,000 |
| Noninterest income | 43,000 | 98,000 |
| Noninterest expense | 217,000 | 426,000 |
| Provision for loan losses | 5,000 | -30,000 |
| Pretax income | 13,000 | 83,000 |
| Income tax | 26,000 | 7,000 |
| Net income | -13,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 2,052,000 | 2,145,000 |
| Total capital | 2,140,000 | 2,198,000 |
| Risk-weighted assets | 7,806,000 | 8,197,000 |