Call reports 2002
PEOPLES HOME SAVINGS BANK — 2002
What PEOPLES HOME SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 321,007,000 | 321,405,000 | 337,052,000 | 340,083,000 |
| Total loans | 144,097,000 | 145,127,000 | 165,848,000 | 167,354,000 |
| Allowance for loan losses | 1,572,000 | 1,601,000 | 1,678,000 | 1,684,000 |
| Securities available for sale | 89,229,000 | 86,500,000 | 78,968,000 | 65,929,000 |
| Securities held to maturity | 64,536,000 | 68,117,000 | 70,716,000 | 89,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,169,000 | 218,971,000 | 234,783,000 | 233,756,000 |
| Interest-bearing deposits | 198,599,000 | 199,951,000 | 215,750,000 | 213,975,000 |
| Noninterest-bearing deposits | 20,570,000 | 19,020,000 | 19,033,000 | 19,781,000 |
| Equity capital | 40,754,000 | 42,459,000 | 42,747,000 | 43,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,870,000 | 9,791,000 | 14,803,000 | 19,650,000 |
| Interest expense | 2,372,000 | 4,756,000 | 7,313,000 | 9,803,000 |
| Net interest income | 2,498,000 | 5,035,000 | 7,490,000 | 9,847,000 |
| Noninterest income | 204,000 | 428,000 | 659,000 | 909,000 |
| Noninterest expense | 1,635,000 | 3,317,000 | 5,028,000 | 6,972,000 |
| Provision for loan losses | 180,000 | 360,000 | 555,000 | 735,000 |
| Pretax income | 887,000 | 1,786,000 | 2,648,000 | 3,131,000 |
| Income tax | 230,000 | 455,000 | 623,000 | 658,000 |
| Net income | 657,000 | 1,331,000 | 2,025,000 | 2,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,280,000 | 40,953,000 | 40,648,000 | 41,096,000 |
| Total capital | 41,852,000 | 42,554,000 | 42,326,000 | 42,780,000 |
| Risk-weighted assets | 135,610,000 | 135,806,000 | 149,910,000 | 153,527,000 |