Call reports 2001
PEOPLES HOME SAVINGS BANK — 2001
What PEOPLES HOME SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 286,652,000 | 282,952,000 | 288,615,000 | 313,851,000 |
| Total loans | 128,809,000 | 129,147,000 | 135,825,000 | 138,510,000 |
| Allowance for loan losses | 1,468,000 | 1,453,000 | 1,479,000 | 1,506,000 |
| Securities available for sale | 81,254,000 | 83,607,000 | 76,621,000 | 75,983,000 |
| Securities held to maturity | 55,186,000 | 52,657,000 | 55,153,000 | 56,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,492,000 | 202,204,000 | 207,127,000 | 221,569,000 |
| Interest-bearing deposits | 190,238,000 | 187,024,000 | 191,066,000 | 193,625,000 |
| Noninterest-bearing deposits | 14,254,000 | 15,180,000 | 16,061,000 | 27,944,000 |
| Equity capital | 28,467,000 | 28,176,000 | 29,575,000 | 40,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,773,000 | 9,658,000 | 14,546,000 | 19,312,000 |
| Interest expense | 2,693,000 | 5,404,000 | 8,085,000 | 10,611,000 |
| Net interest income | 2,080,000 | 4,254,000 | 6,461,000 | 8,701,000 |
| Noninterest income | 186,000 | 388,000 | 620,000 | 853,000 |
| Noninterest expense | 1,525,000 | 3,029,000 | 4,554,000 | 6,131,000 |
| Provision for loan losses | 120,000 | 240,000 | 370,000 | 520,000 |
| Pretax income | 679,000 | 1,431,000 | 2,215,000 | 2,961,000 |
| Income tax | 169,000 | 374,000 | 591,000 | 755,000 |
| Net income | 510,000 | 1,057,000 | 1,624,000 | 2,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,656,000 | 27,651,000 | 27,942,000 | 39,623,000 |
| Total capital | 29,124,000 | 29,104,000 | 29,421,000 | 41,129,000 |
| Risk-weighted assets | 121,968,000 | 120,580,000 | 127,490,000 | 136,335,000 |