Call reports 2022
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2022
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 96,597,000 | 93,246,000 | 92,484,000 | 93,159,000 |
| Total loans | 35,265,000 | 35,598,000 | 38,089,000 | 39,320,000 |
| Allowance for loan losses | 298,000 | 299,000 | 303,000 | 301,000 |
| Securities available for sale | 34,264,000 | 32,618,000 | 34,182,000 | 34,552,000 |
| Securities held to maturity | 1,101,000 | 966,000 | 787,000 | 535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,618,000 | 88,385,000 | 87,917,000 | 88,220,000 |
| Interest-bearing deposits | 64,135,000 | 64,621,000 | 64,067,000 | 63,651,000 |
| Noninterest-bearing deposits | 26,483,000 | 23,764,000 | 23,850,000 | 24,569,000 |
| Equity capital | 5,770,000 | 4,835,000 | 4,498,000 | 4,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,043,000 | 1,653,000 | 2,347,000 |
| Interest expense | 19,000 | 37,000 | 56,000 | 73,000 |
| Net interest income | 479,000 | 1,006,000 | 1,597,000 | 2,274,000 |
| Noninterest income | 233,000 | 471,000 | 666,000 | 921,000 |
| Noninterest expense | 514,000 | 1,033,000 | 1,557,000 | 2,076,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 444,000 | 697,000 | 1,110,000 |
| Income tax | 48,000 | 108,000 | 170,000 | 277,000 |
| Net income | 150,000 | 336,000 | 527,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,033,000 | 7,119,000 | 7,060,000 | 7,166,000 |
| Total capital | 7,352,000 | 7,438,000 | 7,379,000 | 7,485,000 |
| Risk-weighted assets | 35,828,000 | 36,245,000 | 39,683,000 | 40,745,000 |