Call reports 2021
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2021
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 87,828,000 | 87,002,000 | 86,513,000 | 90,018,000 |
| Total loans | 35,626,000 | 36,220,000 | 35,533,000 | 36,932,000 |
| Allowance for loan losses | 300,000 | 302,000 | 303,000 | 304,000 |
| Securities available for sale | 23,550,000 | 23,654,000 | 23,930,000 | 27,209,000 |
| Securities held to maturity | 1,412,000 | 1,344,000 | 1,339,000 | 1,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,069,000 | 80,078,000 | 79,593,000 | 83,078,000 |
| Interest-bearing deposits | 57,665,000 | 57,962,000 | 58,498,000 | 59,745,000 |
| Noninterest-bearing deposits | 23,404,000 | 22,116,000 | 21,095,000 | 23,333,000 |
| Equity capital | 6,486,000 | 6,713,000 | 6,876,000 | 6,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,317,000 | 1,822,000 | 2,329,000 |
| Interest expense | 18,000 | 37,000 | 57,000 | 75,000 |
| Net interest income | 707,000 | 1,280,000 | 1,765,000 | 2,254,000 |
| Noninterest income | 189,000 | 434,000 | 599,000 | 853,000 |
| Noninterest expense | 549,000 | 1,105,000 | 1,627,000 | 2,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 615,000 | 743,000 | 937,000 |
| Income tax | 93,000 | 163,000 | 193,000 | 241,000 |
| Net income | 254,000 | 452,000 | 550,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,511,000 | 6,639,000 | 6,737,000 | 6,883,000 |
| Total capital | 6,830,000 | 6,958,000 | 7,056,000 | 7,202,000 |
| Risk-weighted assets | 40,293,000 | 34,010,000 | 35,070,000 | 37,088,000 |