Call reports 2019
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2019
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 72,969,000 | 69,054,000 | 69,490,000 | 73,985,000 |
| Total loans | 35,284,000 | 34,685,000 | 34,016,000 | 36,454,000 |
| Allowance for loan losses | 298,000 | 283,000 | 282,000 | 288,000 |
| Securities available for sale | 13,885,000 | 13,350,000 | 12,038,000 | 8,179,000 |
| Securities held to maturity | 3,280,000 | 3,026,000 | 2,901,000 | 2,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,424,000 | 62,454,000 | 62,641,000 | 67,422,000 |
| Interest-bearing deposits | 49,405,000 | 47,139,000 | 47,306,000 | 49,311,000 |
| Noninterest-bearing deposits | 17,019,000 | 15,315,000 | 15,335,000 | 18,111,000 |
| Equity capital | 6,298,000 | 6,574,000 | 6,756,000 | 6,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,218,000 | 1,814,000 | 2,430,000 |
| Interest expense | 23,000 | 46,000 | 69,000 | 92,000 |
| Net interest income | 594,000 | 1,172,000 | 1,745,000 | 2,338,000 |
| Noninterest income | 232,000 | 440,000 | 584,000 | 802,000 |
| Noninterest expense | 550,000 | 1,123,000 | 1,673,000 | 2,227,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 489,000 | 657,000 | 915,000 |
| Income tax | 72,000 | 127,000 | 169,000 | 239,000 |
| Net income | 204,000 | 362,000 | 488,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,355,000 | 6,513,000 | 6,640,000 | 6,327,000 |
| Total capital | 6,666,000 | 6,808,000 | 6,935,000 | 6,627,000 |
| Risk-weighted assets | 38,580,000 | 37,826,000 | 35,517,000 | 36,909,000 |