Call reports 2016
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2016
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,444,000 | 64,103,000 | 65,930,000 | 67,387,000 |
| Total loans | 32,097,000 | 32,793,000 | 33,809,000 | 35,481,000 |
| Allowance for loan losses | 280,000 | 265,000 | 277,000 | 290,000 |
| Securities available for sale | 9,583,000 | 13,365,000 | 13,113,000 | 13,937,000 |
| Securities held to maturity | 5,334,000 | 4,237,000 | 3,978,000 | 3,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,446,000 | 58,000,000 | 59,808,000 | 61,750,000 |
| Interest-bearing deposits | 44,899,000 | 43,770,000 | 44,938,000 | 45,563,000 |
| Noninterest-bearing deposits | 14,547,000 | 14,230,000 | 14,870,000 | 16,187,000 |
| Equity capital | 5,715,000 | 5,806,000 | 5,837,000 | 5,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 987,000 | 1,496,000 | 2,021,000 |
| Interest expense | 25,000 | 51,000 | 76,000 | 101,000 |
| Net interest income | 467,000 | 936,000 | 1,420,000 | 1,920,000 |
| Noninterest income | 156,000 | 369,000 | 513,000 | 726,000 |
| Noninterest expense | 514,000 | 1,062,000 | 1,575,000 | 2,065,000 |
| Provision for loan losses | 0 | 6,000 | 15,000 | 24,000 |
| Pretax income | 109,000 | 254,000 | 360,000 | 574,000 |
| Income tax | 32,000 | 75,000 | 105,000 | 197,000 |
| Net income | 77,000 | 179,000 | 255,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,711,000 | 5,753,000 | 5,804,000 | 5,600,000 |
| Total capital | 6,007,000 | 6,034,000 | 6,095,000 | 5,904,000 |
| Risk-weighted assets | 33,428,000 | 35,187,000 | 35,964,000 | 37,525,000 |