Call reports 2015
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2015
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,449,000 | 62,276,000 | 62,652,000 | 66,290,000 |
| Total loans | 31,644,000 | 32,450,000 | 32,434,000 | 33,258,000 |
| Allowance for loan losses | 271,000 | 270,000 | 276,000 | 281,000 |
| Securities available for sale | 7,004,000 | 7,538,000 | 7,474,000 | 7,117,000 |
| Securities held to maturity | 6,892,000 | 6,128,000 | 5,861,000 | 5,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,716,000 | 56,436,000 | 56,681,000 | 60,507,000 |
| Interest-bearing deposits | 43,036,000 | 42,377,000 | 43,194,000 | 44,072,000 |
| Noninterest-bearing deposits | 14,680,000 | 14,059,000 | 13,487,000 | 16,435,000 |
| Equity capital | 5,611,000 | 5,694,000 | 5,785,000 | 5,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 956,000 | 1,424,000 | 1,915,000 |
| Interest expense | 28,000 | 56,000 | 84,000 | 110,000 |
| Net interest income | 444,000 | 900,000 | 1,340,000 | 1,805,000 |
| Noninterest income | 163,000 | 370,000 | 518,000 | 691,000 |
| Noninterest expense | 494,000 | 1,017,000 | 1,517,000 | 2,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 253,000 | 341,000 | 482,000 |
| Income tax | 34,000 | 76,000 | 101,000 | 145,000 |
| Net income | 79,000 | 177,000 | 240,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,651,000 | 5,748,000 | 5,811,000 | 5,634,000 |
| Total capital | 5,943,000 | 6,037,000 | 6,105,000 | 5,929,000 |
| Risk-weighted assets | 33,646,000 | 33,935,000 | 33,721,000 | 34,507,000 |