Call reports 2013
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2013
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,433,000 | 59,079,000 | 58,065,000 | 63,122,000 |
| Total loans | 28,481,000 | 29,465,000 | 31,883,000 | 32,609,000 |
| Allowance for loan losses | 334,000 | 337,000 | 340,000 | 338,000 |
| Securities available for sale | 9,437,000 | 10,772,000 | 11,312,000 | 12,083,000 |
| Securities held to maturity | 5,232,000 | 5,209,000 | 5,187,000 | 4,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,335,000 | 54,121,000 | 53,070,000 | 58,119,000 |
| Interest-bearing deposits | 41,926,000 | 40,845,000 | 39,993,000 | 43,309,000 |
| Noninterest-bearing deposits | 13,410,000 | 13,277,000 | 13,077,000 | 14,810,000 |
| Equity capital | 5,040,000 | 4,918,000 | 4,952,000 | 4,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 933,000 | 1,434,000 | 1,954,000 |
| Interest expense | 55,000 | 105,000 | 150,000 | 191,000 |
| Net interest income | 410,000 | 828,000 | 1,284,000 | 1,763,000 |
| Noninterest income | 166,000 | 357,000 | 504,000 | 664,000 |
| Noninterest expense | 465,000 | 940,000 | 1,421,000 | 1,891,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 245,000 | 367,000 | 536,000 |
| Income tax | 33,000 | 71,000 | 107,000 | 159,000 |
| Net income | 78,000 | 174,000 | 260,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,971,000 | 5,067,000 | 5,103,000 | 5,170,000 |
| Total capital | 5,322,000 | 5,418,000 | 5,458,000 | 5,525,000 |
| Risk-weighted assets | 33,368,000 | 34,541,000 | 36,681,000 | 37,624,000 |