Call reports 2012
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2012
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,833,000 | 55,403,000 | 59,190,000 | 58,459,000 |
| Total loans | 27,807,000 | 29,743,000 | 30,648,000 | 30,930,000 |
| Allowance for loan losses | 339,000 | 342,000 | 337,000 | 338,000 |
| Securities available for sale | 8,424,000 | 8,425,000 | 7,950,000 | 8,126,000 |
| Securities held to maturity | 4,906,000 | 5,098,000 | 5,076,000 | 5,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,839,000 | 50,283,000 | 54,144,000 | 53,404,000 |
| Interest-bearing deposits | 41,444,000 | 39,645,000 | 41,121,000 | 39,754,000 |
| Noninterest-bearing deposits | 11,395,000 | 10,638,000 | 13,023,000 | 13,650,000 |
| Equity capital | 4,935,000 | 5,072,000 | 4,998,000 | 5,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 974,000 | 1,482,000 | 1,982,000 |
| Interest expense | 64,000 | 124,000 | 180,000 | 237,000 |
| Net interest income | 419,000 | 850,000 | 1,302,000 | 1,745,000 |
| Noninterest income | 215,000 | 405,000 | 523,000 | 637,000 |
| Noninterest expense | 454,000 | 912,000 | 1,377,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 421,000 | 580,000 | 684,000 |
| Income tax | 57,000 | 134,000 | 183,000 | 213,000 |
| Net income | 123,000 | 287,000 | 397,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,874,000 | 4,988,000 | 4,899,000 | 4,923,000 |
| Total capital | 5,228,000 | 5,344,000 | 5,249,000 | 5,273,000 |
| Risk-weighted assets | 32,212,000 | 34,840,000 | 35,189,000 | 35,124,000 |