Call reports 2010
FARMERS AND MERCHANTS STATE BANK OF BUSHNELL — 2010
What FARMERS AND MERCHANTS STATE BANK OF BUSHNELL reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,647,000 | 56,950,000 | 58,117,000 | 60,763,000 |
| Total loans | 31,988,000 | 30,921,000 | 32,272,000 | 31,254,000 |
| Allowance for loan losses | 310,000 | 255,000 | 285,000 | 310,000 |
| Securities available for sale | 2,543,000 | 2,064,000 | 2,019,000 | 3,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 5,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,508,000 | 50,713,000 | 51,648,000 | 54,346,000 |
| Interest-bearing deposits | 42,275,000 | 42,245,000 | 42,696,000 | 43,740,000 |
| Noninterest-bearing deposits | 9,232,000 | 8,468,000 | 8,952,000 | 10,606,000 |
| Equity capital | 5,043,000 | 5,053,000 | 5,148,000 | 5,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,170,000 | 1,744,000 | 2,308,000 |
| Interest expense | 153,000 | 309,000 | 440,000 | 568,000 |
| Net interest income | 435,000 | 861,000 | 1,304,000 | 1,740,000 |
| Noninterest income | 166,000 | 370,000 | 527,000 | 690,000 |
| Noninterest expense | 507,000 | 1,007,000 | 1,542,000 | 2,090,000 |
| Provision for loan losses | 10,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 121,000 | 243,000 | 365,000 | 399,000 |
| Income tax | 37,000 | 75,000 | 113,000 | 121,000 |
| Net income | 84,000 | 168,000 | 252,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,843,000 | 5,037,000 | 5,121,000 | 5,147,000 |
| Total capital | 5,153,000 | 5,292,000 | 5,406,000 | 5,457,000 |
| Risk-weighted assets | 38,031,000 | 36,720,000 | 37,134,000 | 36,413,000 |