Call reports 2025
FANNIN BANK — 2025
What FANNIN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 145,474,000 | 148,058,000 | 150,320,000 | 148,449,000 |
| Total loans | 80,703,000 | 80,485,000 | 80,289,000 | 78,487,000 |
| Allowance for loan losses | 1,365,000 | 1,407,000 | 1,421,000 | 1,423,000 |
| Securities available for sale | 53,149,000 | 58,268,000 | 59,231,000 | 61,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,163,000 | 139,420,000 | 139,415,000 | 137,739,000 |
| Interest-bearing deposits | 90,292,000 | 93,801,000 | 94,638,000 | 93,657,000 |
| Noninterest-bearing deposits | 46,871,000 | 45,619,000 | 44,777,000 | 44,082,000 |
| Equity capital | 6,779,000 | 7,023,000 | 8,884,000 | 9,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,881,000 | 5,937,000 | 7,951,000 |
| Interest expense | 767,000 | 1,529,000 | 2,315,000 | 3,092,000 |
| Net interest income | 1,118,000 | 2,352,000 | 3,622,000 | 4,859,000 |
| Noninterest income | 265,000 | 487,000 | 717,000 | 984,000 |
| Noninterest expense | 1,050,000 | 2,094,000 | 3,183,000 | 4,313,000 |
| Provision for loan losses | 12,000 | 20,000 | 35,000 | 43,000 |
| Pretax income | 321,000 | 695,000 | 1,091,000 | 1,457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 695,000 | 1,091,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,615,000 | 12,836,000 | 13,050,000 | 13,259,000 |
| Total capital | 13,652,000 | 13,890,000 | 14,098,000 | 14,271,000 |
| Risk-weighted assets | 82,653,000 | 83,883,000 | 83,409,000 | 80,617,000 |