Call reports 2023
FANNIN BANK — 2023
What FANNIN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 138,163,000 | 141,816,000 | 140,945,000 | 144,044,000 |
| Total loans | 77,132,000 | 78,908,000 | 80,197,000 | 80,717,000 |
| Allowance for loan losses | 1,159,000 | 1,151,000 | 1,157,000 | 1,159,000 |
| Securities available for sale | 52,938,000 | 51,013,000 | 48,651,000 | 49,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,518,000 | 126,062,000 | 130,563,000 | 133,936,000 |
| Interest-bearing deposits | 85,652,000 | 75,946,000 | 80,526,000 | 85,584,000 |
| Noninterest-bearing deposits | 42,865,000 | 50,116,000 | 50,037,000 | 48,352,000 |
| Equity capital | 4,769,000 | 4,340,000 | 3,333,000 | 5,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 3,098,000 | 4,770,000 | 6,501,000 |
| Interest expense | 360,000 | 959,000 | 1,673,000 | 2,431,000 |
| Net interest income | 1,130,000 | 2,139,000 | 3,097,000 | 4,070,000 |
| Noninterest income | 207,000 | 408,000 | 621,000 | 832,000 |
| Noninterest expense | 1,051,000 | 2,096,000 | 3,165,000 | 4,224,000 |
| Provision for loan losses | 10,000 | 20,000 | 23,000 | 30,000 |
| Pretax income | 276,000 | 431,000 | 530,000 | 648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 431,000 | 530,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,677,000 | 11,723,000 | 11,695,000 | 11,771,000 |
| Total capital | 12,730,000 | 12,780,000 | 12,766,000 | 12,843,000 |
| Risk-weighted assets | 84,141,000 | 84,441,000 | 85,676,000 | 85,697,000 |