Call reports 2021
FANNIN BANK — 2021
What FANNIN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 134,510,000 | 136,656,000 | 139,010,000 | 139,189,000 |
| Total loans | 69,341,000 | 68,574,000 | 65,580,000 | 66,173,000 |
| Allowance for loan losses | 983,000 | 1,093,000 | 1,113,000 | 1,139,000 |
| Securities available for sale | 52,315,000 | 54,334,000 | 59,865,000 | 59,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,783,000 | 117,374,000 | 119,686,000 | 120,606,000 |
| Interest-bearing deposits | 77,036,000 | 76,692,000 | 75,610,000 | 76,722,000 |
| Noninterest-bearing deposits | 38,747,000 | 40,682,000 | 44,076,000 | 43,883,000 |
| Equity capital | 10,747,000 | 11,228,000 | 11,217,000 | 10,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,771,000 | 4,079,000 | 5,354,000 |
| Interest expense | 175,000 | 345,000 | 502,000 | 633,000 |
| Net interest income | 1,118,000 | 2,426,000 | 3,577,000 | 4,721,000 |
| Noninterest income | 188,000 | 475,000 | 674,000 | 872,000 |
| Noninterest expense | 984,000 | 2,042,000 | 3,059,000 | 4,189,000 |
| Provision for loan losses | 50,000 | 145,000 | 165,000 | 180,000 |
| Pretax income | 345,000 | 787,000 | 1,096,000 | 1,293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 787,000 | 1,096,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,530,000 | 10,809,000 | 10,750,000 | 10,772,000 |
| Total capital | 11,505,000 | 11,791,000 | 11,694,000 | 11,730,000 |
| Risk-weighted assets | 77,999,000 | 78,408,000 | 75,266,000 | 76,246,000 |