Call reports 2020
FANNIN BANK — 2020
What FANNIN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,676,000 | 123,722,000 | 128,641,000 | 128,716,000 |
| Total loans | 70,365,000 | 70,494,000 | 72,072,000 | 69,605,000 |
| Allowance for loan losses | 1,108,000 | 1,004,000 | 1,047,000 | 1,053,000 |
| Securities available for sale | 30,669,000 | 32,414,000 | 42,961,000 | 48,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,173,000 | 104,729,000 | 109,394,000 | 109,470,000 |
| Interest-bearing deposits | 68,804,000 | 72,627,000 | 77,457,000 | 77,095,000 |
| Noninterest-bearing deposits | 26,369,000 | 32,102,000 | 31,937,000 | 32,375,000 |
| Equity capital | 9,528,000 | 10,902,000 | 11,104,000 | 11,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,805,000 | 4,220,000 | 5,586,000 |
| Interest expense | 237,000 | 458,000 | 693,000 | 883,000 |
| Net interest income | 1,155,000 | 2,347,000 | 3,527,000 | 4,703,000 |
| Noninterest income | 175,000 | 319,000 | 487,000 | 669,000 |
| Noninterest expense | 1,020,000 | 2,039,000 | 3,123,000 | 4,088,000 |
| Provision for loan losses | 115,000 | 268,000 | 314,000 | 489,000 |
| Pretax income | 290,000 | 482,000 | 700,000 | 924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 482,000 | 700,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,100,000 | 10,118,000 | 10,246,000 | 10,318,000 |
| Total capital | 10,992,000 | 11,057,000 | 11,200,000 | 11,274,000 |
| Risk-weighted assets | 71,164,000 | 75,005,000 | 76,215,000 | 76,343,000 |