Call reports 2019
FANNIN BANK — 2019
What FANNIN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 107,407,000 | 108,837,000 | 110,704,000 | 110,647,000 |
| Total loans | 65,608,000 | 67,271,000 | 68,946,000 | 69,703,000 |
| Allowance for loan losses | 862,000 | 875,000 | 920,000 | 1,025,000 |
| Securities available for sale | 27,908,000 | 27,577,000 | 27,430,000 | 30,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,314,000 | 90,927,000 | 92,491,000 | 92,326,000 |
| Interest-bearing deposits | 62,630,000 | 62,179,000 | 65,900,000 | 66,648,000 |
| Noninterest-bearing deposits | 27,684,000 | 28,747,000 | 26,591,000 | 25,678,000 |
| Equity capital | 9,241,000 | 9,865,000 | 10,173,000 | 10,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,627,000 | 4,000,000 | 5,363,000 |
| Interest expense | 201,000 | 429,000 | 655,000 | 868,000 |
| Net interest income | 1,085,000 | 2,198,000 | 3,345,000 | 4,495,000 |
| Noninterest income | 174,000 | 315,000 | 510,000 | 864,000 |
| Noninterest expense | 964,000 | 1,975,000 | 2,954,000 | 4,160,000 |
| Provision for loan losses | 20,000 | 35,000 | 75,000 | 183,000 |
| Pretax income | 272,000 | 478,000 | 806,000 | 980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 478,000 | 806,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,557,000 | 9,648,000 | 9,872,000 | 9,915,000 |
| Total capital | 10,415,000 | 10,517,000 | 10,763,000 | 10,830,000 |
| Risk-weighted assets | 68,702,000 | 69,538,000 | 71,126,000 | 73,118,000 |