Call reports 2018
FANNIN BANK — 2018
What FANNIN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 96,024,000 | 97,124,000 | 99,045,000 | 99,674,000 |
| Total loans | 56,941,000 | 58,798,000 | 60,540,000 | 63,257,000 |
| Allowance for loan losses | 857,000 | 872,000 | 894,000 | 917,000 |
| Securities available for sale | 27,155,000 | 28,650,000 | 27,694,000 | 28,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,813,000 | 85,609,000 | 87,455,000 | 86,664,000 |
| Interest-bearing deposits | 60,719,000 | 57,662,000 | 60,072,000 | 59,743,000 |
| Noninterest-bearing deposits | 24,094,000 | 27,947,000 | 27,383,000 | 26,921,000 |
| Equity capital | 7,912,000 | 8,131,000 | 8,132,000 | 8,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,329,000 | 3,547,000 | 4,808,000 |
| Interest expense | 103,000 | 216,000 | 327,000 | 473,000 |
| Net interest income | 1,034,000 | 2,113,000 | 3,220,000 | 4,335,000 |
| Noninterest income | 171,000 | 352,000 | 559,000 | 745,000 |
| Noninterest expense | 847,000 | 1,705,000 | 2,635,000 | 3,582,000 |
| Provision for loan losses | 17,000 | 32,000 | 57,000 | 82,000 |
| Pretax income | 258,000 | 645,000 | 998,000 | 1,259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 258,000 | 645,000 | 998,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,846,000 | 9,065,000 | 9,309,000 | 9,420,000 |
| Total capital | 9,593,000 | 9,835,000 | 10,117,000 | 10,241,000 |
| Risk-weighted assets | 59,726,000 | 61,602,000 | 64,646,000 | 65,432,000 |