Call reports 2016
FANNIN BANK — 2016
What FANNIN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 90,191,000 | 89,751,000 | 91,501,000 | 92,490,000 |
| Total loans | 49,446,000 | 50,731,000 | 51,651,000 | 53,444,000 |
| Allowance for loan losses | 712,000 | 730,000 | 750,000 | 758,000 |
| Securities available for sale | 30,317,000 | 31,130,000 | 29,088,000 | 29,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,842,000 | 79,373,000 | 80,091,000 | 81,934,000 |
| Interest-bearing deposits | 58,698,000 | 56,516,000 | 57,031,000 | 58,857,000 |
| Noninterest-bearing deposits | 23,144,000 | 22,857,000 | 23,059,000 | 23,077,000 |
| Equity capital | 7,713,000 | 8,151,000 | 8,127,000 | 7,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,028,000 | 3,047,000 | 4,070,000 |
| Interest expense | 72,000 | 143,000 | 221,000 | 299,000 |
| Net interest income | 927,000 | 1,885,000 | 2,826,000 | 3,771,000 |
| Noninterest income | 160,000 | 317,000 | 455,000 | 601,000 |
| Noninterest expense | 749,000 | 1,562,000 | 2,434,000 | 3,301,000 |
| Provision for loan losses | 60,000 | 80,000 | 100,000 | 115,000 |
| Pretax income | 271,000 | 553,000 | 777,000 | 959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 553,000 | 777,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,788,000 | 7,936,000 | 8,044,000 | 8,101,000 |
| Total capital | 8,462,000 | 8,620,000 | 8,735,000 | 8,813,000 |
| Risk-weighted assets | 53,872,000 | 54,728,000 | 55,215,000 | 56,903,000 |