Call reports 2015
FANNIN BANK — 2015
What FANNIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,026,000 | 84,155,000 | 87,110,000 | 86,205,000 |
| Total loans | 47,191,000 | 48,510,000 | 47,843,000 | 47,960,000 |
| Allowance for loan losses | 628,000 | 630,000 | 652,000 | 651,000 |
| Securities available for sale | 29,408,000 | 27,876,000 | 30,650,000 | 28,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,407,000 | 76,560,000 | 79,126,000 | 78,095,000 |
| Interest-bearing deposits | 54,300,000 | 54,706,000 | 57,563,000 | 56,492,000 |
| Noninterest-bearing deposits | 20,107,000 | 21,853,000 | 21,563,000 | 21,602,000 |
| Equity capital | 7,071,000 | 6,911,000 | 7,259,000 | 7,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 1,943,000 | 2,920,000 | 3,922,000 |
| Interest expense | 67,000 | 136,000 | 205,000 | 278,000 |
| Net interest income | 913,000 | 1,807,000 | 2,715,000 | 3,644,000 |
| Noninterest income | 156,000 | 317,000 | 493,000 | 644,000 |
| Noninterest expense | 787,000 | 1,580,000 | 2,368,000 | 3,174,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 100,000 |
| Pretax income | 268,000 | 515,000 | 790,000 | 1,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 515,000 | 790,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,227,000 | 7,367,000 | 7,526,000 | 7,618,000 |
| Total capital | 7,850,000 | 7,997,000 | 8,178,000 | 8,269,000 |
| Risk-weighted assets | 49,895,000 | 52,102,000 | 52,448,000 | 53,133,000 |