Call reports 2014
FANNIN BANK — 2014
What FANNIN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,576,000 | 80,501,000 | 79,786,000 | 81,147,000 |
| Total loans | 45,628,000 | 44,442,000 | 43,595,000 | 45,733,000 |
| Allowance for loan losses | 581,000 | 596,000 | 601,000 | 614,000 |
| Securities available for sale | 25,530,000 | 25,903,000 | 28,351,000 | 28,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,190,000 | 73,480,000 | 72,542,000 | 73,605,000 |
| Interest-bearing deposits | 52,566,000 | 54,592,000 | 53,841,000 | 54,256,000 |
| Noninterest-bearing deposits | 18,624,000 | 18,888,000 | 18,701,000 | 19,349,000 |
| Equity capital | 5,862,000 | 6,423,000 | 6,585,000 | 6,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,875,000 | 2,821,000 | 3,769,000 |
| Interest expense | 65,000 | 130,000 | 198,000 | 265,000 |
| Net interest income | 871,000 | 1,745,000 | 2,623,000 | 3,504,000 |
| Noninterest income | 139,000 | 343,000 | 455,000 | 620,000 |
| Noninterest expense | 749,000 | 1,533,000 | 2,274,000 | 3,040,000 |
| Provision for loan losses | 16,000 | 31,000 | 51,000 | 66,000 |
| Pretax income | 248,000 | 521,000 | 751,000 | 1,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 521,000 | 751,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,660,000 | 6,822,000 | 6,922,000 | 7,084,000 |
| Total capital | 7,241,000 | 7,418,000 | 7,523,000 | 7,698,000 |
| Risk-weighted assets | 49,068,000 | 48,488,000 | 48,516,000 | 49,550,000 |