Call reports 2013
FANNIN BANK — 2013
What FANNIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,748,000 | 73,175,000 | 76,435,000 | 77,096,000 |
| Total loans | 42,671,000 | 42,320,000 | 42,115,000 | 43,351,000 |
| Allowance for loan losses | 515,000 | 535,000 | 549,000 | 575,000 |
| Securities available for sale | 22,736,000 | 23,872,000 | 24,905,000 | 25,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,306,000 | 66,264,000 | 70,597,000 | 70,306,000 |
| Interest-bearing deposits | 50,014,000 | 49,374,000 | 52,208,000 | 51,527,000 |
| Noninterest-bearing deposits | 17,292,000 | 16,890,000 | 18,389,000 | 18,778,000 |
| Equity capital | 5,908,000 | 5,294,000 | 5,213,000 | 5,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,781,000 | 2,668,000 | 3,578,000 |
| Interest expense | 68,000 | 139,000 | 207,000 | 273,000 |
| Net interest income | 821,000 | 1,642,000 | 2,461,000 | 3,305,000 |
| Noninterest income | 161,000 | 324,000 | 484,000 | 637,000 |
| Noninterest expense | 718,000 | 1,422,000 | 2,145,000 | 2,873,000 |
| Provision for loan losses | 15,000 | 29,000 | 44,000 | 74,000 |
| Pretax income | 257,000 | 511,000 | 752,000 | 939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 511,000 | 752,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,194,000 | 6,321,000 | 6,429,000 | 6,492,000 |
| Total capital | 6,709,000 | 6,856,000 | 6,978,000 | 7,067,000 |
| Risk-weighted assets | 45,495,000 | 45,984,000 | 46,156,000 | 47,479,000 |