Call reports 2012
FANNIN BANK — 2012
What FANNIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,931,000 | 67,524,000 | 70,437,000 | 74,545,000 |
| Total loans | 38,881,000 | 39,998,000 | 40,417,000 | 41,664,000 |
| Allowance for loan losses | 366,000 | 406,000 | 440,000 | 500,000 |
| Securities available for sale | 21,736,000 | 20,848,000 | 21,314,000 | 22,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,903,000 | 61,096,000 | 63,710,000 | 67,909,000 |
| Interest-bearing deposits | 46,653,000 | 47,557,000 | 49,207,000 | 50,105,000 |
| Noninterest-bearing deposits | 14,250,000 | 13,539,000 | 14,503,000 | 17,804,000 |
| Equity capital | 5,719,000 | 5,864,000 | 6,112,000 | 6,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,744,000 | 2,634,000 | 3,528,000 |
| Interest expense | 85,000 | 175,000 | 254,000 | 331,000 |
| Net interest income | 776,000 | 1,569,000 | 2,380,000 | 3,197,000 |
| Noninterest income | 137,000 | 280,000 | 444,000 | 619,000 |
| Noninterest expense | 680,000 | 1,345,000 | 2,037,000 | 2,729,000 |
| Provision for loan losses | 23,000 | 68,000 | 113,000 | 173,000 |
| Pretax income | 359,000 | 686,000 | 1,051,000 | 1,496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 359,000 | 686,000 | 1,051,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,430,000 | 5,673,000 | 5,824,000 | 6,092,000 |
| Total capital | 5,796,000 | 6,079,000 | 6,264,000 | 6,592,000 |
| Risk-weighted assets | 40,671,000 | 41,963,000 | 42,926,000 | 44,406,000 |