Call reports 2011
FANNIN BANK — 2011
What FANNIN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,113,000 | 61,807,000 | 63,044,000 | 63,259,000 |
| Total loans | 38,552,000 | 38,384,000 | 37,739,000 | 38,699,000 |
| Allowance for loan losses | 238,000 | 262,000 | 369,000 | 350,000 |
| Securities available for sale | 17,727,000 | 15,736,000 | 16,977,000 | 16,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,323,000 | 56,327,000 | 57,225,000 | 57,402,000 |
| Interest-bearing deposits | 45,514,000 | 45,569,000 | 46,173,000 | 45,413,000 |
| Noninterest-bearing deposits | 10,809,000 | 10,758,000 | 11,052,000 | 11,989,000 |
| Equity capital | 4,638,000 | 4,980,000 | 5,290,000 | 5,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,681,000 | 2,526,000 | 3,365,000 |
| Interest expense | 110,000 | 211,000 | 306,000 | 397,000 |
| Net interest income | 720,000 | 1,470,000 | 2,220,000 | 2,968,000 |
| Noninterest income | 139,000 | 290,000 | 576,000 | 733,000 |
| Noninterest expense | 687,000 | 1,397,000 | 2,097,000 | 2,792,000 |
| Provision for loan losses | 37,000 | 73,000 | 193,000 | 226,000 |
| Pretax income | 138,000 | 374,000 | 650,000 | 825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 374,000 | 650,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,740,000 | 4,908,000 | 5,093,000 | 5,105,000 |
| Total capital | 4,978,000 | 5,170,000 | 5,462,000 | 5,455,000 |
| Risk-weighted assets | 38,696,000 | 38,821,000 | 38,698,000 | 39,828,000 |