Call reports 2010
FANNIN BANK — 2010
What FANNIN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,622,000 | 61,595,000 | 62,470,000 | 60,103,000 |
| Total loans | 35,417,000 | 36,959,000 | 36,653,000 | 37,474,000 |
| Allowance for loan losses | 301,000 | 359,000 | 237,000 | 231,000 |
| Securities available for sale | 17,000,000 | 16,695,000 | 16,845,000 | 16,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,548,000 | 55,720,000 | 55,353,000 | 55,424,000 |
| Interest-bearing deposits | 45,308,000 | 44,946,000 | 44,724,000 | 45,241,000 |
| Noninterest-bearing deposits | 10,240,000 | 10,774,000 | 10,629,000 | 10,183,000 |
| Equity capital | 4,640,000 | 4,631,000 | 4,821,000 | 4,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,584,000 | 2,381,000 | 3,197,000 |
| Interest expense | 149,000 | 294,000 | 430,000 | 554,000 |
| Net interest income | 650,000 | 1,290,000 | 1,951,000 | 2,643,000 |
| Noninterest income | 152,000 | 331,000 | 499,000 | 607,000 |
| Noninterest expense | 660,000 | 1,334,000 | 2,040,000 | 2,683,000 |
| Provision for loan losses | 31,000 | 76,000 | 118,000 | 151,000 |
| Pretax income | 133,000 | 319,000 | 425,000 | 550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 319,000 | 425,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,474,000 | 4,584,000 | 4,592,000 | 4,667,000 |
| Total capital | 4,775,000 | 4,943,000 | 4,829,000 | 4,898,000 |
| Risk-weighted assets | 36,840,000 | 38,654,000 | 38,030,000 | 37,503,000 |