Call reports 2009
FANNIN BANK — 2009
What FANNIN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,004,000 | 59,296,000 | 58,813,000 | 60,100,000 |
| Total loans | 33,854,000 | 33,528,000 | 34,652,000 | 35,776,000 |
| Allowance for loan losses | 218,000 | 245,000 | 276,000 | 301,000 |
| Securities available for sale | 20,272,000 | 19,207,000 | 16,723,000 | 17,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,781,000 | 51,754,000 | 53,669,000 | 53,973,000 |
| Interest-bearing deposits | 42,298,000 | 42,707,000 | 44,189,000 | 44,185,000 |
| Noninterest-bearing deposits | 9,483,000 | 9,047,000 | 9,481,000 | 9,788,000 |
| Equity capital | 3,566,000 | 4,011,000 | 4,621,000 | 4,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,582,000 | 2,343,000 | 3,121,000 |
| Interest expense | 206,000 | 411,000 | 609,000 | 790,000 |
| Net interest income | 585,000 | 1,171,000 | 1,734,000 | 2,331,000 |
| Noninterest income | 174,000 | 329,000 | 511,000 | 688,000 |
| Noninterest expense | 610,000 | 1,233,000 | 1,869,000 | 2,516,000 |
| Provision for loan losses | 14,000 | 41,000 | 74,000 | 123,000 |
| Pretax income | 159,000 | 312,000 | 477,000 | 572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 312,000 | 477,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,390,000 | 3,993,000 | 4,342,000 | 4,401,000 |
| Total capital | 3,608,000 | 4,238,000 | 4,618,000 | 4,702,000 |
| Risk-weighted assets | 35,988,000 | 35,392,000 | 35,909,000 | 36,882,000 |