Call reports 2008
FANNIN BANK — 2008
What FANNIN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,939,000 | 50,742,000 | 54,952,000 | 59,750,000 |
| Total loans | 28,238,000 | 28,694,000 | 31,267,000 | 31,569,000 |
| Allowance for loan losses | 219,000 | 217,000 | 225,000 | 209,000 |
| Securities available for sale | 18,272,000 | 15,999,000 | 16,677,000 | 18,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,357,000 | 42,126,000 | 46,136,000 | 50,755,000 |
| Interest-bearing deposits | 33,379,000 | 33,134,000 | 37,679,000 | 41,726,000 |
| Noninterest-bearing deposits | 7,978,000 | 8,992,000 | 8,457,000 | 9,029,000 |
| Equity capital | 3,619,000 | 3,334,000 | 3,517,000 | 3,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,625,000 | 2,409,000 | 3,205,000 |
| Interest expense | 263,000 | 493,000 | 722,000 | 944,000 |
| Net interest income | 568,000 | 1,132,000 | 1,687,000 | 2,261,000 |
| Noninterest income | 200,000 | 404,000 | 623,000 | 731,000 |
| Noninterest expense | 539,000 | 1,096,000 | 1,693,000 | 2,331,000 |
| Provision for loan losses | 8,000 | 15,000 | 100,000 | 108,000 |
| Pretax income | 219,000 | 433,000 | 524,000 | 567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 433,000 | 524,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,534,000 | 3,658,000 | 3,665,000 | 3,653,000 |
| Total capital | 3,753,000 | 3,875,000 | 3,890,000 | 3,862,000 |
| Risk-weighted assets | 30,484,000 | 30,942,000 | 33,517,000 | 34,809,000 |