Call reports 2007
FANNIN BANK — 2007
What FANNIN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,617,000 | 47,436,000 | 48,514,000 | 50,683,000 |
| Total loans | 24,596,000 | 25,216,000 | 25,370,000 | 26,666,000 |
| Allowance for loan losses | 237,000 | 250,000 | 259,000 | 249,000 |
| Securities available for sale | 17,210,000 | 16,973,000 | 17,349,000 | 17,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,668,000 | 39,536,000 | 39,214,000 | 41,211,000 |
| Interest-bearing deposits | 34,066,000 | 32,562,000 | 32,343,000 | 33,858,000 |
| Noninterest-bearing deposits | 7,601,000 | 6,974,000 | 6,871,000 | 7,353,000 |
| Equity capital | 3,887,000 | 3,628,000 | 4,007,000 | 4,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,553,000 | 2,359,000 | 3,175,000 |
| Interest expense | 308,000 | 590,000 | 885,000 | 1,174,000 |
| Net interest income | 475,000 | 963,000 | 1,474,000 | 2,001,000 |
| Noninterest income | 172,000 | 354,000 | 536,000 | 713,000 |
| Noninterest expense | 570,000 | 1,110,000 | 1,627,000 | 2,160,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 69,000 | 190,000 | 358,000 | 519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 190,000 | 358,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,116,000 | 4,168,000 | 4,260,000 | 4,301,000 |
| Total capital | 4,353,000 | 4,418,000 | 4,519,000 | 4,550,000 |
| Risk-weighted assets | 26,738,000 | 27,560,000 | 27,861,000 | 29,338,000 |