Call reports 2006
FANNIN BANK — 2006
What FANNIN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,689,000 | 47,168,000 | 47,897,000 | 49,418,000 |
| Total loans | 27,839,000 | 27,780,000 | 26,089,000 | 25,054,000 |
| Allowance for loan losses | 306,000 | 316,000 | 316,000 | 236,000 |
| Securities available for sale | 16,380,000 | 14,883,000 | 14,855,000 | 16,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,612,000 | 40,410,000 | 39,160,000 | 42,362,000 |
| Interest-bearing deposits | 36,840,000 | 33,604,000 | 32,434,000 | 35,346,000 |
| Noninterest-bearing deposits | 7,772,000 | 6,806,000 | 6,725,000 | 7,016,000 |
| Equity capital | 3,750,000 | 3,559,000 | 3,749,000 | 3,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,477,000 | 2,230,000 | 3,016,000 |
| Interest expense | 242,000 | 507,000 | 776,000 | 1,084,000 |
| Net interest income | 479,000 | 970,000 | 1,454,000 | 1,932,000 |
| Noninterest income | 169,000 | 330,000 | 498,000 | 645,000 |
| Noninterest expense | 501,000 | 1,009,000 | 1,537,000 | 2,076,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 139,000 | 251,000 | 367,000 | 446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 251,000 | 367,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,052,000 | 4,092,000 | 4,122,000 | 4,115,000 |
| Total capital | 4,358,000 | 4,408,000 | 4,438,000 | 4,351,000 |
| Risk-weighted assets | 28,613,000 | 28,193,000 | 27,199,000 | 27,297,000 |