Call reports 2003
FANNIN BANK — 2003
What FANNIN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,957,000 | 43,746,000 | 44,108,000 | 44,593,000 |
| Total loans | 28,704,000 | 28,537,000 | 29,155,000 | 29,196,000 |
| Allowance for loan losses | 350,000 | 343,000 | 300,000 | 299,000 |
| Securities available for sale | 9,215,000 | 7,885,000 | 9,331,000 | 10,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,277,000 | 38,071,000 | 38,498,000 | 38,972,000 |
| Interest-bearing deposits | 31,450,000 | 32,196,000 | 32,307,000 | 33,126,000 |
| Noninterest-bearing deposits | 5,828,000 | 5,875,000 | 6,191,000 | 5,847,000 |
| Equity capital | 2,802,000 | 2,743,000 | 2,632,000 | 2,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,147,000 | 1,681,000 | 2,266,000 |
| Interest expense | 162,000 | 314,000 | 452,000 | 585,000 |
| Net interest income | 422,000 | 833,000 | 1,229,000 | 1,681,000 |
| Noninterest income | 140,000 | 285,000 | 462,000 | 625,000 |
| Noninterest expense | 488,000 | 995,000 | 1,491,000 | 2,078,000 |
| Provision for loan losses | 6,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 80,000 | 224,000 | 302,000 | 324,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 80,000 | 224,000 | 302,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,613,000 | 2,707,000 | 2,711,000 | 2,683,000 |
| Total capital | 2,963,000 | 3,050,000 | 3,011,000 | 2,982,000 |
| Risk-weighted assets | 29,774,000 | 29,377,000 | 28,322,000 | 28,590,000 |