Call reports 2002
FANNIN BANK — 2002
What FANNIN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,184,000 | 40,329,000 | 41,390,000 | 42,775,000 |
| Total loans | 26,001,000 | 27,106,000 | 27,492,000 | 28,562,000 |
| Allowance for loan losses | 349,000 | 360,000 | 359,000 | 355,000 |
| Securities available for sale | 5,295,000 | 4,920,000 | 7,708,000 | 8,795,000 |
| Securities held to maturity | 3,288,000 | 3,390,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,310,000 | 34,500,000 | 35,654,000 | 37,133,000 |
| Interest-bearing deposits | 29,841,000 | 28,735,000 | 29,797,000 | 31,779,000 |
| Noninterest-bearing deposits | 5,470,000 | 5,766,000 | 5,856,000 | 5,353,000 |
| Equity capital | 2,575,000 | 2,650,000 | 2,865,000 | 2,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,243,000 | 1,846,000 | 2,444,000 |
| Interest expense | 198,000 | 381,000 | 555,000 | 724,000 |
| Net interest income | 439,000 | 862,000 | 1,291,000 | 1,720,000 |
| Noninterest income | 144,000 | 281,000 | 385,000 | 524,000 |
| Noninterest expense | 459,000 | 920,000 | 1,394,000 | 1,938,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 29,000 |
| Pretax income | 118,000 | 225,000 | 308,000 | 364,000 |
| Income tax | 0 | 8,000 | 3,000 | 7,000 |
| Net income | 118,000 | 217,000 | 305,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,523,000 | 2,557,000 | 2,584,000 | 2,589,000 |
| Total capital | 2,866,000 | 2,911,000 | 2,941,000 | 2,944,000 |
| Risk-weighted assets | 27,237,000 | 28,332,000 | 28,570,000 | 29,516,000 |