Call reports 2001
FANNIN BANK — 2001
What FANNIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,461,000 | 38,671,000 | 38,417,000 | 39,653,000 |
| Total loans | 24,945,000 | 25,415,000 | 25,302,000 | 25,114,000 |
| Allowance for loan losses | 233,000 | 252,000 | 269,000 | 340,000 |
| Securities available for sale | 6,538,000 | 6,073,000 | 5,658,000 | 6,575,000 |
| Securities held to maturity | 2,645,000 | 2,635,000 | 2,555,000 | 2,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,343,000 | 35,590,000 | 34,648,000 | 36,047,000 |
| Interest-bearing deposits | 29,960,000 | 29,498,000 | 29,169,000 | 30,587,000 |
| Noninterest-bearing deposits | 5,383,000 | 6,092,000 | 5,479,000 | 5,460,000 |
| Equity capital | 2,424,000 | 2,533,000 | 2,655,000 | 2,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,570,000 | 2,318,000 | 3,031,000 |
| Interest expense | 336,000 | 646,000 | 930,000 | 1,159,000 |
| Net interest income | 449,000 | 924,000 | 1,388,000 | 1,872,000 |
| Noninterest income | 144,000 | 258,000 | 379,000 | 514,000 |
| Noninterest expense | 437,000 | 884,000 | 1,292,000 | 1,819,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 155,000 |
| Pretax income | 138,000 | 265,000 | 421,000 | 421,000 |
| Income tax | 0 | -16,000 | -16,000 | -16,000 |
| Net income | 138,000 | 281,000 | 437,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,356,000 | 2,459,000 | 2,534,000 | 2,465,000 |
| Total capital | 2,589,000 | 2,711,000 | 2,803,000 | 2,796,000 |
| Risk-weighted assets | 25,724,000 | 26,854,000 | 26,383,000 | 26,461,000 |