Call reports 2007
FIRST NATIONAL BANK OF COLORADO — 2007
What FIRST NATIONAL BANK OF COLORADO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 648,440,000 | 634,102,000 | 624,946,000 | 642,433,000 |
| Total loans | 529,201,000 | 537,726,000 | 532,093,000 | 558,793,000 |
| Allowance for loan losses | 6,057,000 | 5,936,000 | 6,198,000 | 6,296,000 |
| Securities available for sale | 18,000 | 16,000 | 15,000 | 14,000 |
| Securities held to maturity | 17,096,000 | 16,329,000 | 14,999,000 | 13,823,000 |
| Trading assets | 11,406,000 | 0 | 0 | 0 |
| Total deposits | 570,942,000 | 555,810,000 | 549,216,000 | 564,661,000 |
| Interest-bearing deposits | 443,294,000 | 443,487,000 | 429,382,000 | 458,446,000 |
| Noninterest-bearing deposits | 127,648,000 | 112,323,000 | 119,834,000 | 106,215,000 |
| Equity capital | 68,528,000 | 69,291,000 | 70,208,000 | 69,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,700,000 | 22,899,000 | 34,027,000 | 43,863,000 |
| Interest expense | 3,902,000 | 7,880,000 | 11,856,000 | 15,370,000 |
| Net interest income | 7,798,000 | 15,019,000 | 22,171,000 | 28,493,000 |
| Noninterest income | 1,838,000 | 2,882,000 | 4,619,000 | 6,551,000 |
| Noninterest expense | 7,484,000 | 14,526,000 | 21,567,000 | 28,437,000 |
| Provision for loan losses | 491,000 | 474,000 | 809,000 | 2,557,000 |
| Pretax income | 1,661,000 | 2,901,000 | 4,414,000 | 4,050,000 |
| Income tax | 636,000 | 1,113,000 | 1,708,000 | 1,596,000 |
| Net income | 1,025,000 | 1,788,000 | 2,706,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,224,000 | 60,987,000 | 61,904,000 | 61,653,000 |
| Total capital | 66,486,000 | 67,128,000 | 68,306,000 | 68,154,000 |
| Risk-weighted assets | 607,690,000 | 605,921,000 | 614,306,000 | 620,229,000 |