Call reports 2006
FIRST NATIONAL BANK OF COLORADO — 2006
What FIRST NATIONAL BANK OF COLORADO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 638,079,000 | 659,113,000 | 635,667,000 | 648,053,000 |
| Total loans | 538,397,000 | 568,197,000 | 550,984,000 | 562,738,000 |
| Allowance for loan losses | 6,514,000 | 6,860,000 | 6,787,000 | 6,673,000 |
| Securities available for sale | 23,000 | 21,000 | 20,000 | 19,000 |
| Securities held to maturity | 30,019,000 | 24,756,000 | 21,368,000 | 16,855,000 |
| Trading assets | 19,960,000 | 13,658,000 | 12,953,000 | 11,296,000 |
| Total deposits | 563,231,000 | 530,398,000 | 559,191,000 | 573,617,000 |
| Interest-bearing deposits | 452,455,000 | 418,454,000 | 437,672,000 | 459,486,000 |
| Noninterest-bearing deposits | 110,776,000 | 111,944,000 | 121,519,000 | 114,131,000 |
| Equity capital | 64,751,000 | 65,143,000 | 66,255,000 | 67,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,086,000 | 22,551,000 | 34,066,000 | 45,957,000 |
| Interest expense | 3,469,000 | 7,093,000 | 10,712,000 | 14,710,000 |
| Net interest income | 7,617,000 | 15,458,000 | 23,354,000 | 31,247,000 |
| Noninterest income | 2,477,000 | 3,867,000 | 5,703,000 | 7,377,000 |
| Noninterest expense | 7,029,000 | 14,026,000 | 21,245,000 | 27,973,000 |
| Provision for loan losses | 1,782,000 | 3,374,000 | 4,081,000 | 4,939,000 |
| Pretax income | 1,283,000 | 1,925,000 | 3,731,000 | 5,712,000 |
| Income tax | 479,000 | 729,000 | 1,423,000 | 2,157,000 |
| Net income | 804,000 | 1,196,000 | 2,308,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,447,000 | 56,839,000 | 57,951,000 | 59,198,000 |
| Total capital | 63,092,000 | 63,867,000 | 64,905,000 | 66,075,000 |
| Risk-weighted assets | 585,664,000 | 616,083,000 | 617,012,000 | 633,703,000 |