Call reports 2002
FIRST NATIONAL BANK OF COLORADO — 2002
What FIRST NATIONAL BANK OF COLORADO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 571,311,000 | 601,719,000 | 646,039,000 | 709,561,000 |
| Total loans | 457,251,000 | 479,904,000 | 524,207,000 | 587,880,000 |
| Allowance for loan losses | 6,661,000 | 6,517,000 | 6,828,000 | 7,209,000 |
| Securities available for sale | 3,080,000 | 53,000 | 48,000 | 47,000 |
| Securities held to maturity | 47,031,000 | 46,938,000 | 49,936,000 | 45,431,000 |
| Trading assets | 0 | 0 | 0 | 9,222,000 |
| Total deposits | 511,827,000 | 540,886,000 | 583,958,000 | 642,490,000 |
| Interest-bearing deposits | 493,831,000 | 522,633,000 | 557,930,000 | 624,393,000 |
| Noninterest-bearing deposits | 17,996,000 | 18,253,000 | 26,028,000 | 18,097,000 |
| Equity capital | 49,569,000 | 49,881,000 | 51,847,000 | 56,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,747,000 | 22,678,000 | 33,545,000 | 46,348,000 |
| Interest expense | 3,762,000 | 7,345,000 | 11,088,000 | 14,841,000 |
| Net interest income | 7,985,000 | 15,333,000 | 22,457,000 | 31,507,000 |
| Noninterest income | 1,058,000 | 2,228,000 | 3,512,000 | 2,222,000 |
| Noninterest expense | 5,586,000 | 11,435,000 | 17,529,000 | 23,878,000 |
| Provision for loan losses | 2,888,000 | 5,058,000 | 7,433,000 | 9,567,000 |
| Pretax income | 569,000 | 1,068,000 | 1,007,000 | 284,000 |
| Income tax | 230,000 | 402,000 | 375,000 | 121,000 |
| Net income | 339,000 | 666,000 | 632,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,081,000 | 41,432,000 | 43,423,000 | 48,344,000 |
| Total capital | 46,500,000 | 47,187,000 | 49,544,000 | 54,875,000 |
| Risk-weighted assets | 432,362,000 | 459,860,000 | 489,030,000 | 521,786,000 |