Call reports 2001
FIRST NATIONAL BANK OF COLORADO — 2001
What FIRST NATIONAL BANK OF COLORADO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 541,486,000 | 562,931,000 | 568,638,000 | 560,076,000 |
| Total loans | 448,760,000 | 459,605,000 | 454,529,000 | 459,986,000 |
| Allowance for loan losses | 5,248,000 | 5,490,000 | 5,552,000 | 5,926,000 |
| Securities available for sale | 4,111,000 | 4,114,000 | 4,134,000 | 4,115,000 |
| Securities held to maturity | 17,958,000 | 23,221,000 | 27,735,000 | 23,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,118,000 | 495,430,000 | 506,069,000 | 496,908,000 |
| Interest-bearing deposits | 442,342,000 | 453,137,000 | 498,335,000 | 483,066,000 |
| Noninterest-bearing deposits | 43,776,000 | 42,293,000 | 7,734,000 | 13,842,000 |
| Equity capital | 48,503,000 | 49,808,000 | 49,872,000 | 48,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,980,000 | 22,029,000 | 34,304,000 | 47,809,000 |
| Interest expense | 6,040,000 | 12,123,000 | 17,807,000 | 22,381,000 |
| Net interest income | 4,940,000 | 9,906,000 | 16,497,000 | 25,428,000 |
| Noninterest income | 876,000 | 1,640,000 | 2,629,000 | 3,544,000 |
| Noninterest expense | 3,493,000 | 6,745,000 | 12,146,000 | 18,384,000 |
| Provision for loan losses | 2,156,000 | 4,507,000 | 6,579,000 | 9,055,000 |
| Pretax income | 167,000 | 294,000 | 401,000 | 1,533,000 |
| Income tax | 106,000 | 183,000 | 242,000 | 715,000 |
| Net income | 61,000 | 111,000 | 159,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,621,000 | 41,042,000 | 41,210,000 | 39,991,000 |
| Total capital | 44,850,000 | 46,424,000 | 46,675,000 | 45,386,000 |
| Risk-weighted assets | 418,283,000 | 430,438,000 | 437,097,000 | 431,780,000 |